Best online saving account opening Banks in 2022

By | April 30, 2022

An online saving account is an ideal option for the bones looking for unborn savings while earning financial interest on the deposits. Savings accounts let individualities keep their savings safe and earn interest on the plutocrat kept idle as well. Banks give the installation of opening a savings regard offline as well as online. So, you can now fluently open savings regard online from the convenience of your home. Following is the list of the Stylish Online Savings Account that you can open in 2022.

online saving account

online saving account


Given below is the list of 10 Bravery Online Savings Accounts along with the interest rates and their primary features, handed by top banks in India. Still, before concluding for the stylish suited, you should keep in mind certain significant parameters including minimal balance demand, savings regarding interest rate, sale charges, recessions & deposit limits, and much further.


Still, also concluding for a Zero Balance Savings Account is the most suitable option, If you don’t wish to maintain the minimum balance in your account. There are numerous banks in India that give druggies the option of opening zero balance savings regard online. Given below are the primary features, freights, and charges of the 10 stylish savings accounts you can open online in 2022.

Savings Account IDFC First Bank


This Savings Account variant is a low-balance account with no retired charges and an optimal fund operation installation. You can mileage boons including bill payment, mini statement, account balance inquiry, plutocrat transfer, deposit and withdraw, al and further.

Primary FeaturesFees & Charges
Minimum Balance RequirementRs. 25,000
Interest Rate (% p.a.)Less than or equal to Rs. 1 lakh- 4.00%

Above Rs. 1 lakh to less than or equal to Rs. 10 lakh – 4.50%

Above Rs. 10 lakh to less than or equal to Rs. 2 crore – 5.00%

Above Rs. 2 crore to less than or equal to Rs. 10 crore – 4.00%

Above Rs. 10 crore to less than or equal to Rs. 100 crore – 3.50%

Above Rs. 100 crore – 3.00%

Debit Card TypeSignature Debit Card
ATM Transactions (Any ATM in India)Financial & Non-financial- Free and Unlimited
International ATM or POS transactionFree, only forex markup 2% of the transaction value will be applicable
NEFT / RTGS / IMPSFree

To open IDFC First Savings Account incontinently, click on the button handed below

Open Kotak 811 Digital Savings Account Online

Saving money in the 811 digital savings account can help you maximize your benefits. Kotak Mahindra Bank is India’s first new-age financial company to introduce a no-minimum balance digital savings account. Kotak 811 digital savings account is available in 2 variants, each catering to the specific spending habits of customers. With zero-contact and video-KYC benefits, open a Kotak 811 digital savings account anytime, and from anywhere. Avail of the best online banking solutions in just a few clicks. Open an online savings account with us and explore our wide range of offerings now! Take a look.

Primary FeaturesFees & Charges
Minimum Balance RequirementZERO
Interest Rate (% p.a.)daily balances in Savings Account up to Rs. 1 lakh will continue to earn 3.50% p.a. interest. Interest rate on daily balances in Savings Account above Rs. 1 lakh stands revised at 3.50% p.a. These interest rates are applicable for Resident Accounts only.

Debit Card TypeSignature Debit Card
ATM Transactions (Any ATM in India)Financial & Non-financial- Free and Unlimited
International ATM or POS transactionFree, only forex markup 2% of the transaction value will be applicable
NEFT / RTGS / IMPSFree

To Open Kotak 811 Digital Savings Account incontinently, click on the button handed below

NiyoX Digital Savings Account

NiyoX Equitas Digital Savings account is one of the best bank accounts for your savings. This online savings account with Equitas Small Finance Bank is ideal for people new to neo banking with its instant savings account opening and simplified and transparent process. NiyoX is available on the Play Store and App Store, and through this, we want to demystify banking and make it simple, safe, and smart for the modern banker. You can open your NiyoX Equitas Digital Savings account in just a few minutes without having to wait in lines or visit your local bank.

Primary FeaturesFees & Charges
Minimum Balance RequirementZERO
Interest Rate (% p.a.)Interest rate of 7%* p.a.

Debit Card Typevisa platinum
ATM Transactions (Any ATM in India)Financial & Non-financial- Free and Unlimited
International ATM or POS transactionFree, only forex markup 2% of the transaction value will be applicable
NEFT / RTGS / IMPSFree

To Open NiyoX Digital Savings Account incontinently, click on the button handed below

Fi – Secure Savings Account

Not really. We’re an online banking platform, though some prefer the buzzword ‘neobank’. Fi’s partnered with RBI-licensed Federal Bank. Through this banking partnership, we provide our Savings Account & VISA debit card.

Here’s what we do:
Everything regular banks provide, we improve on. Politely junking their legacy-era infrastructure along the way. In fact, we elevate banking to a whole new level!

Emboldened by cutting-edge tech that taps into data science research, our interactive user interface design lets you experience banking like never before. No physical branches. No tiresome paperwork.

Primary FeaturesFees & Charges
Minimum Balance RequirementZERO
Interest Rate (% p.a.)The interest rate for your Fi Savings Account is 2.5%.

Debit Card Typevisa platinum
ATM Transactions (Any ATM in India)Financial & Non-financial- Free and Unlimited
International ATM or POS transactionFree, only forex markup 2% of the transaction value will be applicable
NEFT / RTGS / IMPSFree

To Open Fi – Secure Savings Account incontinently, click on the button handed below

also read :- New Information To Learn About Web Hosting in 2022

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